The other day, I discovered that my credit card wouldn't work when buying some ink cartridges and a TV cart. While not good, I had enough cash in my banking account to cover it with my debit card. When I got home, I discovered a letter from my bank informing me of suspicious activity on my account, which explained why the credit card had been put on hold. When I looked into it, however, I discovered that the suspicious activity was nothing more than the amount of use I had put my credit card to recently.
I tend to go in spurts when it comes to buying things. I had put off a number of purchases while I worked on paying off my credit card, which had approached $9,000 after my second move in four months. It took a while, but now that I finally had it hovering around $1,000, I figured I could buy a few things I'd been putting off, including the new phone
I've talked about. Of course, said phone required about $200 worth of accessories, such as the Memory Stick Duo and the USB Bluetooth interface I've talked about. Meanwhile, I've been doing a bit of Spring cleaning, finally getting around to unpacking some boxes I'd left sitting in the living room for months, so I needed some shelves for the unpacked items. And while I was at it, I bought a spring coat, as I keep hearing that things will warm up around here soon, although I haven't seen much evidence. Overall, that's about $1,000 worth of purchases in a week, whereas I've been spending less than half that each month for a while now, so I can see why my bank was concerned, and, believe it or not, I appreciate it.
What has me exasperated is the fact that,
two months ago, they weren't concerned over a $1,000 worth of purchases in
Indiana, while I was living in
Massachusetts. One would think that a purchase at a gas station in Boston and a Walmart in Indianapolis on the same day might just trigger the same suspicion as a quick spurt of spending, all either in Boston or online and mostly at the same set of retailers I usually shop. Someone needs to update their algorithms.